Do want financial independence but have no idea how to get started on that path?

Well you’re in the right place.

Managing money is hard, but it’s not your fault

You don’t get taught this stuff at school, nor in higher education so unless you seek it out yourself you don’t know.

Maybe you’ve reached out to others for help, but their advice hasn’t worked for you

It’s not as simple as just spend less.

Maybe you’ve given in to the “I’m just not good with money” mantra.

It doesn’t have to stay this way…

And that’s how I can help.

Independent Money chick is where women like you learn the tools and know how to manage your money once and for all.

To give you the confidence you need, to pursue financial independence.

All with actionable steps, tips and advice to lead you on your path to freedom from the “Money Hangover”.


Because life is way too short to spend it stressing about money…

… it’s for enjoying the rewards of it instead!

You’ve probably had advice before to try and fix your money issues, do a budget, open savings accounts, send money here and there and don’t touch it.

But no one seems to deal with the things that drives it all…

The behaviours that control us.

And that’s what Independent Money chick is all about, helping you to simplify your money so you can manage it.

Thailand – Oct 2018

You don’t need financial training.

You don’t need a budget (they suck).

Instead, you’re going to learn how to manage your money simply and effectively, free your mind from that constant worry and set YOURSELF onto the path to financial independence.

It’s how I went from divorce to single parenting, building a new home, surviving 4 months unemployment and 6 months of part time salary.

Let me show you how:

How Independent Money Chick helps you learn to manage your money and get you on the path to financial independence

There never seems to be enough money to go around, right?

And you really don’t know where it all goes.

You continue to get in credit card debt rather than getting ahead, you can’t seem to get on top of it.

You start to feel like a slave to your money and bills.

And the biggest fear of all?

If you lost your job tomorrow, how long would you survive?

How would you even pay your rent or home loan?

It’s a scary thought but there is a way to have more control of your money.

It’s not a quick fix, but it WILL help you build confidence with your money, every single day.

My Beach

You know that dream you have of what you want your life to look like.

Wouldn’t you like to have that?

If your currently financial reality doesn’t allow for that, what needs to happen to make that possible?

Something needs to change, are you willing to do what’s necessary?

And no, the answer isn’t a man or even anyone else.

It’s about taking charge of this for yourself.

And I know that can be scary…

In the past, you might have relied on your status as a couple to achieve your financial goals.

It’s not the only option.

Finances didn’t get the feminism memo unfortunately.

You can do this.

You and you alone.

If you Trust in yourself and follow my advice, you CAN achieve financial independence…

You can become a kickass Independent Money Chick.

This alone will sky rocket your self worth and increase your confidence every single day.

You don’t need anyone else to feel empowered.

My new house

Get your finances in order and you will feel like you can take on the world.

And that’s what Independent Money Chick is all about, simple actionable steps that allow you to progress through the stages to financial independence.

It won’t happen overnight, it’s a long term game for sure.

Otherwise you’d have this sorted already, right?

But you can start on your journey to financial independence right here.

It’s exactly what I did…

About Alycia Edgar (aka Chief Independent Money Chick)?

I’m a 40 something chick, mum of 2 teens, navigating life ‘post’.

  • Post divorce
  • Post job loss
  • Post what if’s and money worries…

I’m not a financial advisor but have spent many years as an Accountant advising businesses.

My approach to money is simple. 

Treat it like a business.


Because a businesses main purpose is to make a profit, and create an asset.

What does this mean?

Applied, to you personally that simply means:

Your savings are your profit.

Your asset’s are your new skills and knowledge.

Your balance sheet is your wealth.

And you increase your wealth by investing your savings, and opening up new opportunities.

I haven’t always approached it like this.

In fact, I spent a marriage trapped by money, which deflated my self esteem and created some unhelpful money habits.

Until the day I became the main breadwinner.

What a turn of events that was, boosting my self esteem and confidence to eventually take action to leave and get a divorce.

After lots of self reflection and learning about the emotional connection of money, I now use it as the tool it is.

Wanaka – NZ Jan 2019

Fast forward 2 years, and I’m now living in my first house as a solo purchase.

I survived 4 months of unemployment and 6 months of half load work.

It wasn’t easy, I’d set myself up just in case this exact thing happened.

And it did.

And I’m still here.

Still have my house and still able to pay for private school for my kids.

(Am I sure private schooling is a good idea, actually no, let’s park that for another day)

And now, I want to share what I’ve done with you.

I have a dream for women like you…

to no longer fear money, but to be empowered by it.

To believe YOU are your financial plan, not your partner or anyone else.

To have the confidence in YOUR OWN abilities with money.

To life the life you truly want every single day.

To be an Independent Money Chick.

If this is your first time visiting here I suggest you check out The Independent Money Chick Manifesto.

It will take you through what it means to be an Independent Money Chick.

And how that will help you solve the problems mentioned above, all small things that you can take action on today.